Used only to get you your free insurance quote β a licensed specialist calls you once. No spam, never sold.
Choose a pre-built mix by setting your risk tolerance and how diversified vs performance-focused you want it β we'll build it from the option types you tick.
Target growth weighting β 110 β age, nudged by risk choice, clamped 20β98% β this sets your growth-vs-defensive split. The defensive slice goes to bonds/fixed-interest/cash (stability). The growth slice depends on your diversification preference: Performance chases returns (only options clearing ${MIN_GROWTH_RETURN}%, concentrated in the best β so Aus shares ~3% / property ~1.5% drop out); Diversified spreads evenly across every available asset class (bringing those back for spread, lower return, higher score); Balanced sits between. Holdings come from the sources you tick. Pre-mix is a complete portfolio (an equal diversified core). Concentration carries more volatility; past performance isn't a forecast. Illustrative seed data only.
Most people are stuck on the default insurance inside their super β often the wrong cover, and overpaying for it. A free check takes a couple of minutes and could save you money, or flag a dangerous gap for your family. It's the one part of this you can't do online.
Which cover are you interested in? Tick any, and add how much you'd like:
π Goes to one vetted, licensed (AFSL) specialist who'll call you with your quote β no spam, never sold, no obligation.
By sending, your name, email & phone and the cover you've selected are passed to a licensed (AFSL) insurance specialist who'll contact you with quotes β free & no-obligation. We may be paid a referral fee; it never affects the comparisons.
β Funds cap exposure to individual investments β commonly 20% per direct share, 25β50% per ETF or LIC, with some having no limit. Check your fund's direct investment guide for specific limits before placing orders.